ARE YOU A FIRST HOME BUYER?

Becoming a first home buyer is one of the biggest purchase decisions that you will ever make. You will need to consider what home to purchase and in what location, your budget and how much can you borrow, what grants are available, what the pitfalls are and mistakes to avoid. We can help by guiding you every step of the way.

BUYING A FIRST HOME

Are you considering buying a first home? Are you currently renting and weighing up the pros and cons of owning your own home?

Besides deciding where you would like to live when you buy your first home you must find out how much you can borrow, understand extra costs of the purchase such as stamp duty conveyancing costs and Mortgage insurance. What long term strategy do you have in mind when buying your first home, unit or townhouse? 

First home buyer home example of lounge room with beautiful timber floors looking at a traditional entry area

THE FIRST HOME BUYER MORTGAGE

Getting a first home buyer mortgage can seem like a daunting task you will be asking, am I eligible and where do I start? How much deposit do I need and what can I borrow. We can help you qualify for a mortgage obligation free by through one of our independent mortgage providers. 

FIRST HOME OWNER GRANTS QUEENSLAND

The Queensland Government helps first home owners get into their first new home by providing a $15,000 first home owner grant for the purchase of a new home. You can choose to build yourself or buy off the plan. You need to be 18 years of age, be an Australian citizen, have never owned a property in Australia, you must be buying a new home and the home and land must be under $750,000.

FIRST HOME BUYER TIPS

First time home buyer tips, what to do and 7 mistakes to avoid. 

Buy new or established. How do I find the right property for me? You need to understand how a land sales contract and a new home contract works. What is included in my new home, do I need to do allow for any extras such as fencing and landscaping? Have you consider the cost of moving into your new home? Who will Guild you through your purchase? Assess your ability to make mortgage repayments by taking into consideration all your expenses. Research your neighbourhood demographics and is there easy access to you work, schools and services, medical and sporting facilities.

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